"I have a number of things that I have been struggling with due to lack of finances. The first one is school fees for my children. I pay close to KES 3,000 shillings per term and the amount will increase as they proceed to higher classes. This money from GiveDirectly will go a long way in helping me educate my children. I also had a grocery business which collapsed due to lack of money. I plan to set aside KES 3,000 to restart the business and expand it more with the subsequent transfers."

"The biggest challenge I am facing now is unemployment. I am the third born out of 9 children and my father passed on ten years ago. My mother who is unemployed had to shoulder all the burden of raising us. I had to drop out of school 2 years after the passing on of my father due to lack of school fees. I am a motorcycle taxi operator and the little I get ( approximately KES 300 a day) goes into supporting my younger siblings who are still in school. This leaves me with no money to build my own house and start income generating projects that will earn me good money."

"Finding enough food for my family has been the biggest hardship in my life. Working casual jobs in different schools is quite unreliable as it is not available all the days of the month. I spend part of the wages on school fees for my child in a college, leaving another amount for foodstuffs. All the time, it is not enough for food in the household. I wish to get a constant daily income through selling eggs. I will therefore build a poultry house and buy about 30 chickens and stock their feeds."

"Receiving this money means better education for my children. I have 4 children in school (grade 9, 2 in grade 7 and grade 4) . I am a casual laborer at Kataret village as I drive the tractor and earn KES 6000 a month. I have been using this to pay school fees for my children but it is not enough. They at times stay away from school as I look for their school fees. This is demoralizing for they are dragged behind in their studies and therefore be a laughing stock. I intend to use KES 50000 to pay for their school fees. Additionally, for a stable income, I intend to use KES 45000 to put up a shop at the nearby center. I will use the remaining transfers on food for household ."

"I am the breadwinner of the family since I am married to a vulnerable (disabled). This has made my life challenging since what I earn from my casual job (weeding) is not sufficient to help me buy food, build a decent home and implement my developmental plans, this money has given me hope. With this money, I will budget KES 40000 to build an iron sheet house for my family. I don't have a cow making me buy milk daily for the family, I will consider also buying a cow with KES 30000 to help us produce milk which will help us use it for domestic and sell the surplus to earn income. With KES 20000 I will buy food and clothing for the family and the remaining KES 10000 I will use to pay school fees for my children"

"I am the last born in a family of seven. I have two brothers whom we live with in the same compound. We did not get along with their wives and I had to build a structure so that I can move away from home. Receiving this money, I intend to expand my house with KES 30000 of the transfer because the one I am in is small. I will also buy a cow with KES 30000 of the transfer to buy a cow that will provide my two children and I milk and the rest use to clear my school fees."

"Receiving this money means continued education for my children.My husband and I depend on charcoal production which is energy draining and gives us an income of KES 24,00 per month. The earnings are not enough for my household of six members because we spend KES 200 on food and KES 100 on water during week days and an extra KES 100 for water on weekends.This is for washing school uniforms.Therefore, I am planning to spend KES 40,000 to pay school fees of my son who is in secondary school. Besides, I will use a portion of the second transfer to buy four indigenous goats because they do well in our area due to harsh weather conditions.As the giants multiple I will sell at a profit and use it when I am in need.The remaining amount will help me cater for other basic needs such as food and water which sells at KES 50 for a jerrican of 20 lts as a result of prolonged drought."

"I want to continue my education and do my masters but I'm currently not able because of financial difficulties. My foster mother who used to help me with my son's school fees also died and this has brought some financial difficulties to me and my family"

"The biggest challenge is financial constraints. It has been an uphill raising school fees for my four children. I depend only in casual jobs with no regular income. I live each day as it comes. Such kind of life is not easy, I am always worried about the next day, my thoughts always is about how to educate my children and how to manage my family without constant borrowing."

"Ours has been to purchase a dairy cow. At the moment we do not own any, we usually purchase milk from the nearby Kabisimba centre at a price of KES 60 per litre. To us it is expensive, a time we cook tea without milk when we are unable to purchase it. We intend to buy a dairy cow of KES 40000. It will enable us to be self-sufficient in milk production as well as be able to sell the surplus to support other several needs for our family such as paying for school fees.We will use the other money to build a house for our son."