"I spent my first transfer to buy a bed, a mattress, a cow and building a simple iron sheet roofed house. "

"I spent my second transfer to buy two cows and some clothings, and I also secured a piece of land for myself."

"I have saved most of my third transfer which I intend to use on paying school fees for my niece who is a total orphan and a candidate because I would not wish her to be sent home for school fees and the remaining amount, I spent on a cow which will reproduce and provide more calves which I can sell when in dire need of money to pay school fees for my children."

"My first transfer was spent to buy my spouse a phone, bought a solar panel, clothes, a big mattress,a bed, a cow, aquired a piece of land for gardening, and saved some for taking care my child's health."

"When I received my third I spent on livestock. I bought 2 cows that are soon giving birth and I anticipate to achieve my dream of being a farmer, which I had been longing for-almost everyone in my village is a livestock farmer except me and I always feel odd one out."

"I spent my third transfer to hire bulls to plough my farm because I do not have bulls of my own and also bought other farm inputs. I bought a cow which am already milking and my children are now enjoying milk also am selling some milk which is providing me with money which am using to use to pay school fees for my children. The remaining amount, I spent on chicken and this is now main source of income"

"I spent my first tansfer on buying household items (beddings and chairs). I bought two cows, 6 chicken, food and paid off mortgage off 350,000 ugx."

"When I received my first transfer, I used it for purchasing household items at 333,000ugx, Solar at 130,000ugx to provide light to the family, purchased a cow at 580,000ugx for milk production. I also paid off for land that I had mortgaged at 370,000ugx and the balance I am using for purchasing food for the household. "

"I spent my first transfer on buying a cow, two goats, 2pigs and some household items. With the help of the transfer, I was also able to get back land that my father had leased out some years ago. "

"I used part of my second transfer both a cow and an ox. I did this because I always get challenge when it comes to ploughing so the ox will help in sloughing while the cow will be providing me milk. I also bought bedding for my children because they used to sleep on ground on papyrus mat which I found risky because at times they could be bitten by ants."