"Receiving this money means I will be able to build an iron roofed house, buy a cow so that I can take milk."

"In my life the biggest daily difference is having my own cow. Some of my neighbours would refuse to give us milk, because most of them took money from milk vendors in advance. I remember sometimes will wait for a whole morning without milk only to end up taking strong tea. We have plenty at the moment and even sell for other house hold needs."

"I want to go into dairy farming at least get two diary cows.Schools around here accept farm produce even milk to supplement cash for school fees. I will be selling the milk too for other family needs."

"Receiving this money means improved nutrition and better health. I would like to buy a cow that hopefully will provide me with milk. "

"Receiving this transfer means a big relief to me. I shall use the money to buy two cows from which I shall get milk for sale, hence supplement my income."

"Currently my life is different in that my family members are happy because we have a cow and a new house.I am also actively working in the farm and this will increase my income.My wife is now hopeful about a our good future and actually believes in my vision of ensuring good education for my children."

"The biggest difference in my life is that, I have a peace of mind because I have money at hand. I have owned a cow and am soon going back to school."

"The biggest difference in my daily life is that, with this transfer; I feel like I have my parents once again. I'm going to buy a cow for milk and build a house for myself."

"I spent my first transfer to buy a cow and household items."

"When I received my first transfers, I paid off the mortgage amount that I had borrowed for feeding the household. I bought a cow as a future saving for the household. To add on that, our living conditions have been horrible and I decided to purchase a bed, a mattress and other household utensils. The balance of the money I used for feeding the family."