"I would like to spend a portion of my transfer towards my children's education.I would also like to improve my house by ensuring that it is plastered and painted.I will spend the remaining amount on clothes and food."

"The biggest hardship I have faced in my life is financing my son's education because raising his school fees has been an uphill task due to the fact that I am jobless hence I don't have a proper source of income.The other challenge I have faced is how to take care of my elderly mother because I have to stay around her most of the time as well as support her financially."

"I am planning to spend the first half towards my children's education.I am also planning to plaster my house inorder to prevent dust-born diseases."

"My proudest achievement is having managed to get an education up to form three in high school, unfortunately I had to drop out due to various factors, but I am still proud of the fact that I was in high school."

"I am planning to use part of my transfer on my son's college education, construct a pit latrine to improve the hygiene of my dwelling, complete my house building project and purchase household furniture."

"I borrowed some money from a local SACCO and added to pay for examination registration for my Early Childhood Education (ECD) training in college."

"The achievement am proudest of is providing for my family in terms of food, clothing, shelter and education."

"My proudest achievement is having worked as a house help and managed to educate my son until he cleared his high school education."

"The biggest hardship I am facing currently is on making ends meet,the fish business is not doing well currently and that means getting daily food is a hustle.This also affects my children's education as most of the times they are sent home for school fees"

"I am planning to invest in poultry farming because it has good returns that can help with my children's education, build a bigger house because my house is too small for my family, purchase a bull for ploughing to reduce hiring costs and purchase a water tank so that I can harvest rain water for drinking to prevent diarrheal diseases."