The biggest difference in my life is that I now have my own cow that I will be able to use in future. Once it has given birth I will be able to get milk out of it for my consumption and also selling for people to get money for my future project. I am sure this is help me achieve my dream of put a house in my own home. I am also now sitting on a very comfortably, seats, I no no longer? borrow seats from my neighbors again.

In my opinion Give directly did very well by training people before starting the program, at least they created awareness of what they were doing. They also did very well by dealing with people directly and not forcing people to get into the program. I did not see what Give directly did not do well.

I spent most of the transfer to buy dairy cow as my future investment. I thought of buying dairy cow as a way of investment since I am planning to sell the calves after the reproduction and spend the money to put up my home since I am still staying in parent's home where I am not comfortable because I am now old enough to have my own home. I will also use the money to pay dowry to my in laws being that I have stayed with my spouse for so long if l have not paid dowry. I will also get milk from my cow for my consumption and also sell some to the near by market and save the money for my future use. I also gave some of the transfer to my spouse to start a business of selling second hand clothes, although it is very unfortunate that it do not well being that she became sick and she end up spending the whole capital on medication. The remaining I spent to by seats since I did not have better seats to sit on.

The biggest difference in my family is that we are staying a happy life and my wife is now self employed, hence we pull our resource together and plan on how to meet our daily needs.

I was very much excited.

I spent my transfer on starting a second hand clothe business for my wife. I also bought a cow worth 15000 KES for rearing.