My life is different from how it would have been four months ago in that I have savings. I have never at a given time in my life had savings because of my low income from small foodstuff business. The little I used to get on a daily basis would be used up on our daily needs. As a result of GD transfers, I had a plan of starting a more profiting business and therefore decided to save my transfers so that I can get a good capital to start the business. I am glad I am in the right direction because of the transfers.

In the next four months, I have a goal of saving the transfers so that I can get capital to start a second-hand cloth business. I would want to have a stable source of income through the business because I cannot get any employment now. This is why I have chosen to save to start a business.

The biggest difference in my daily life since I started receiving these transfers is that I have a new house. I have been living in a grass thatched house and I needed to upgrade to a more modern and iron-roofed house. Since I did not have the resources to build one, I had to put up in the one I had until I started receiving the transfers. I saved for some months and when I had the amount I needed, I used the money to buy building materials such as iron sheets, timber and nails. The materials were used in putting up an iron-roofed house which has been my dream. Thanks to GD for the transfers.

I expect my life will change in the next six months in that I will have started the second-hand cloth business which I have been saving for. The business I have now is not doing well because of the perishable good I have and I would want to have a business with goods which can go for days without preservation.

My life is different because we have built a new house for our family. Initially, we used to live in a small grass-thatched house which used to leak excessively whenever it rained but things are different today because I live under this iron sheet roof which gives me every comfort I may need.

My new goal right now is to start a small scale business of buying and selling second-hand clothes from Nairobi. I only need to save some little cash which I am going to start within the near future. This is a business that can easily sustain me going into the future even post the dates when the transfers will have been stopped.

The biggest difference in my life is that I have been able to support my husband financially because right now I am able to save some cash at the beginning of every month which makes life much easier for both of us.

I expect my life to change a lot because I plan to save my transfers as much as possible so that I can venture into another business of selling charcoal on a large scale. This is a business that I have tried operating in the past so I know that once I launch it then things will flow as I expect.

The biggest difference in my daily life is that, l have manage to join merry go round where l am very sure l will achieve my dream of starting my business, which l could not have done without GD. Anytime l received the transfer l always buy enough maize that allow us to have our meal for a prieod of time.

In the next six months l expect to have started my business of selling second hand clothes and supporting my spouse in household expenditure.

My life is currently different from how it was four months ago because it is very rare in for us to miss a meal as compared to before.

My new goal is to save and start my business of selling second hand clothes.