I recently realized I do not have enough assets to cussion me against hard times. I therefore felt I should do something to that effect. As a villager, the best way is to keep some domestic animals that can be sold very quickly when need be. I'm thinking of starting with goats because they're a little more hardy than cattle. This goes well in semi arid areas like this one where there's always very little pasture with just shrubs for animals that can browse. I want to buy ten each at $35 for a start, then use the rest of the money to buy basic family supplies.

I remember three months ago, in the month of June when we were splitting our shares from a particular table banking we have here in the village. I got $ 180 that I spent to buy a solar panel and a couple of solar lamps for home lightning. I was really happy that day. We normally save money this way, by deciding how much you can deposit after a particular period of time. Personally I have been contributing $1 daily. This money is saved for one year ending in the month of June when we normally end a cycle.

I have a problem finding a reliable source of income in this area. For this reason I decided to join my father in tapping palm wine since five years ago. We do not have palm trees at home, so we basically do this in a particular homestead in the next village where we have some business arrangements with the palm trees owner. This works in such a way that we sell the product and split the proceeds equally. The biggest problem is that I can only make between $1 to $3 a day, which is way too little for my family's needs. I have a wife and a one year old child.