The biggest difference in my life because of the transfers is that I have a business now. Ever since I have always wanted to have a business because income from casual work and odd jobs in my area have not been paying very well. I felt the one way to help myself financially and be stable is to start a business. I tried several ways of getting a capital like saving and taking loans but I was never successful. This is why I used my transfers to start the business which has been doing very well and helping me out. I no longer borrow as I used to before the transfers.

My new goal is to boost my two businesses so that I can make them stable. When I achieve the goal of making them stable, I know I will have a reliable source of income to help me sustain and meet my needs well and that fo my family even in the future. I would want to make my life better than how it was before the transfers.

I spent my transfer on starting a small cloth and popcorn business here in my area. I have always wanted to have a business but I was not able to start one before the transfers. I also started a cereal business for my mother who does not have any source of income. She has always been reliant on me yet I do not have much to even sustain my own needs. This is why io chose to start a business for both of us so that we can be financially independent.

My life is now different in that I am now able to meet my basic needs. In the past I was not employed and I used to do casual jobs to get an income to meet my basic needs such as food. At times I could go the whole day without food when I did not have money to buy food. Currently I am happy since I used my transfers to start a new business where I sell second hand clothes and I am able to meet my personal needs using the income I get from the business. Thank you Give Directly since I have a source of income and I no longer struggle to get food.

My goal that I did not have before receiving the transfers is to buy a plot and build a house. I am planning to save the income from my business and used it in buying the plot and later build a house. Owning a house will enable me save the money that I would have used to pay rent and use to cater for other needs for my siblings and parents.

I used my most recent transfer to expand my business. I decided on this because when I received my first transfer, I started a new business where I sell second hand clothes. I expanded this business since the initial capital was small and I have been earning little income from the business. I restocked my business with a variety of clothes and I will therefore get more customers hence more income. I will therefore be able to meet my personal needs and pay school fees for my siblings without any problem. I also used part of transfers to pay school fees for my sister who was joining secondary school. This was because I received my transfers at time when she was suppose to go to school and my parents was not able to raise all the school fees required. I also used my transfers to buy food which will last for two months. I will thus be able to save the money I would have otherwise used to buy food and use to meet other basic needs for my siblings.

My new goal is to open up second-hand clothes and shoe business. It will expand my daily income. After stabilizing my businesses I am planning to marry and have a stable family since I can now provide for my family without any difficulty.

There are no jobs in Kenya today and through GiveDirectly I have gotten financial assistance to start a business. I am self-employed and I do earn a daily income hence I can support my younger siblings with a lot of ease . This is the greatest difference in my daily life. I also have a lot of peace because I can see a bright future ahead .I am no longer an idler and a hustler.

I spent my transfer on paying house rent Kes 6000 , I bought foodstuffs worth Kes 4000 for my family members because I received the money when we did not have anything to eat. In fact the previous day we slept without eating. I also bought popcorn machine for business.

The moment I received my transfer I was very happy, it was around 5 am. Immediately I saw the message I woke up instantly and went to a friend who is my next neighbour to ask him whether he has received the message from GD. I was surprised he was also awake and wanted to come to my house to ask me whether I had received the money. We were so excited and thanked God together because it was a miracle to both of us.