I currently reside on my brother's land, but my aspiration is to acquire my own property to provide a stable home for my family. This dream stems from the desire for security and to minimize conflicts with my brother. The assistance from Give Directly has brought me immense joy, as it has proven instrumental in addressing my family's essential needs during challenging financial times. The support has been pivotal in navigating through difficulties and ensuring the well-being of my family.

I am a motorcyclist who acquired my motorcycle through a hire purchase arrangement, requiring me to make monthly installment payments. These payments, totaling $30, have enabled me to retain ownership of the motorcycle, which, in turn, has been crucial for sustaining my livelihood. Additionally, I allocated $10 of these funds towards covering a portion of the school fees for my six children, all of whom are currently enrolled in primary school. I am pleased that my children are able to pursue their education. Furthermore, I invested $44 in purchasing a goat and two hens with the expectation that their multiplication will contribute to a boost in income. This investment aligns with my optimistic outlook on the potential for increased revenue from the livestock in the future. To address the basic needs of my family, I allocated $18 towards purchasing food. I express deep gratitude for the financial assistance provided by Give Directly, as it has played a vital role in supporting my family during challenging economic periods when my earnings from my job as a motorcycle taxi are limited.

After clearing my motorcycle debt, my primary objective is to construct a durable and permanent house. Although my current dwelling provides ample space, its construction from mud and weak poles makes it susceptible to deterioration over time. To address this concern, I have made plans to build a stone-walled house that can withstand not only the test of time but also the challenges posed by the rainy season. This will ensure the safety of my family and our belongings, alleviating any worries about potential collapses or damage. I am delighted with the support I have received through the transfer, as it has enabled me to provide for my family even during these challenging economic times. I am grateful for the positive impact it has had on our lives.

Before receiving financial aid from Give Directly, I was facing significant challenges as the primary provider for my family. In an effort to improve my income, I made the decision to purchase a motorcycle through a hire-purchase agreement. However, this decision came with its own set of difficulties. The high cost of fuel and a decrease in customers made it extremely tough for me to meet the monthly payments. Fortunately, the financial support I received from Give Directly has brought a sense of relief to my life. I was able to allocate $39 towards paying off the debt for the motorcycle, and I am now nearing its full ownership. With only $200 remaining, I will soon have complete ownership of the motorcycle. Additionally, I utilized more than $35 of the transfer funds to cover the school fees for my six children. This support also extended to my two children who are currently enrolled in college. Without the assistance of these transfers, it would have been incredibly challenging for me to fulfill my family's financial obligations while simultaneously making payments for the motorcycle. I am truly grateful for the help I have received, as it has alleviated the burden of family expenses and allowed me to continue with the motorcycle payments. The financial aid from Give Directly has had a significant impact on my life, providing me with hope and a path towards a more stable future for my family.

I have a desire to construct a new house, as my current one is in poor condition. The tin roof has corroded over time, resulting in water leakage during rainy days. Additionally, the house is made of mud, making it less stable and more prone to damage. I aim to build a new two-room house with a more durable structure, that is made of bricks instead of mud. However, financial constraints have made it difficult to pursue this goal, but if I can find a breakthrough or opportunity, I will build the house. I am determined to invest the cash transfers I receive into building the house. Besides, having a tangible outcome like a new house would provide a clear and meaningful purpose for the funds I receive.

I was facing financial challenges due to unemployment, and to address my family's needs and generate income, I purchased a motorbike on a loan. However, the repayment of the loan has become a burden, especially considering the lack of passengers to ferry on the bike. So, to prevent the debt from accumulating, I paid $15 to reduce the loan amount. This will help me in managing the loan repayment. Furthermore, there was a debt at my child's school, and I am relieved to have settled it using $15 from the transfer. The remaining funds, $4, were utilized for essential household expenses such as food, as there was none at the moment.

When my family moved to this new location in December, I built a temporary mud-house to accommodate them for the time as I lacked enough funds for a more stable house. I look forward to building a new three-room house in the next year, made of brick walls and an iron sheet roof. I trust to have the capacity to save from the upcoming transfers and my daily earnings to start buying the materials. Once I have assembled all building materials, I plan to hire a mason to construct the structure. 

My family of two wives and eight children solely depend on me to provide for their daily needs like food and school fees. I ride a  motorcycle to raise money for them. However, the $3 that I make daily hardly affords enough meals given the dramatically rising food prices. Even after I buy food, there is nothing left to pay school fees for my children, which is why they are always in debt at school. So, when I received the recent transfer, I paid $10 to the school to reduce the balance that had been carried from last year. I also spent $10 on food to ensure there were enough meals at home to buy me time for raising more money. Next, I paid an installment of $10 to the two-acre piece of land that my family and I relocated to last December. Finally, I bought three chickens with the remaining amount to start rearing. From the transfer I received in December, I spent $19 to pay for the land, $10 to reduce the school fee debt, and $5 to repay a loan I had acquired to buy my motorcycle. 

GiveDirectly has enabled most people to provide basic household needs and even pay school fees for their children in various schools. This was not easy before due to no steady sources of income. I do not find anything that GiveDirectly did not do well.

I spent $10 on paying school fees for my son in high school. He is now studying well without being sent home like before. This was affecting his performance since he would miss some of the lessons. I am a motorcycle taxi operator. The money that I get from this work is so small and it is only for basic household needs I was not able to pay all the school fees on time. Besides that, I paid $10 as an installment for the motorcycle since I bought it on higher purchase. I wish to continue paying the balance and own the motorcycle fully. I spent the remaining amount of money on food and basic household items for the family. I am so grateful because GiveDirectly has enabled us to educate our children.

I had received a call a day before the transfer from a credit company that sold me a motorcycle on credit warning me to service the credit on time, or they would confiscate it. This got me worried because I had spent on it and besides, it is my main source of income. Luckily, GiveDirectly came to my rescue. The transfer was a lifesaver!! I was excited by the news and immediately paid for the credit.

The biggest difference in my daily life is having serviced my loan which was a burden. I bought a motorcycle on credit which I operate for taxi services. It is our main source of income and at times raising KES 2700 weekly to service the debt is a challenge. I was almost losing it because I had defaulted for a week, but I am glad that I was able to make the payments with the help of the first transfer. I feel relieved and I can at least save some money.

I hail from a drought-prone area with limited economic activities and for the few that are available, they do pay well because of the poverty level in the region. I relied on the charcoal business but it has a low market demand mainly because everyone is in the business. Later, I bought a motorcycle on credit which I am to service for 18 months with weekly installments of KES 2700. There are times I strain to raise the amount because I am the main income in the family. When I received the first transfer, I added it to the savings I had and paid for the weekly installments. Thanks to GiveDirectly, I did not default.