I hawk second hand clothes as a way of earning an income while my husband is a casual construction worker. We depend on my husband for many of the things in the house, however due to the nature of the work he does, he may not make money all the time and this means that we are sometimes left at a loss. This is what necessitated my starting the business. It is doing well so far but I know it can make more money if I invest more on buying the stock. With a bigger amount of clothes to sell I can increase the number of areas that I hawk the clothes and in turn increase how much money I am able to make with this business. I also want to buy animals, Having animals for us is like having an emergency fund. I have no animals now but this month I am buying a goat, I hope to continue increasing the animals so I can have a good number to sell in times of need.

Things are not the same for my family since I got enrolled in the Givedirectly program. Our life is more at ease that it was before the transfers. We were in problems we couldn't find a way out of. We did not have a house, our house was falling apart, it had holes everywhere, the roof, the walls the house leaked and thinking it would rain would really stress us. Things are different now, we have finished building the house thanks to my previous transfers and only the flooring is left. Having come this far we are now able to use our transfers to meet our other needs. This is the reason we were able to enjoy our festivities using the transfers in December. We bought clothes for our children, I bought dresses for our three girls at $34, My husband was responsible for buying clothes fro our son. In January I used $34 to pay school fees for the two youngest in grade 1 and PP2. This month I received my transfers, spent $4 buying food and I have set aside $30 to purchase a goat.

My primary goal for the coming year and beyond is to complete the construction of my house. There are a few final touches that need to be done, and I plan to save up two months' worth of transfers to accomplish this. I'm grateful that once the house is finished, my family and I will have a safe and secure place to live, providing me with a profound sense of security. I will always hold a special appreciation for Give Directly for providing me with this opportunity to enhance my life.

This initiative has truly been a blessing and has transformed my life in ways I could never have imagined. I'm thrilled to share that, thanks to these transfers, I have been able to construct my own house from the ground up, a dream that seemed out of reach before. Furthermore, I saved a portion of the transfers, allowing me to start my secondhand clothing business, which has been thriving. I'm excited about the prospects of expanding it in the near future. Out of the received transfers, I allocated $68 to boost my business's inventory, ensuring its stability and growth. I also used $34 to purchase food for my family during a time when we were struggling to make ends meet. These transfers have brought me immense peace and hope for a brighter future.

My immediate objective is to complete the construction of our house. After accomplishing that, my goal is to save and relaunch my business specializing in household goods. Previously, I operated this business on a smaller scale by selling items door-to-door. My intention now is to either rent a shop or construct one where I can establish a permanent retail presence. By achieving this, I will attain financial stability, independence, and an additional income stream to support our household expenses.

Before enrolling with Givedirectly, my family and I resided in a house made of mud walls. However, thanks to the assistance we received from Givedirectly, I have been able to construct a permanent house. Currently, I am in the final stages of completing the building, and I couldn't be happier. Along with the previous transfers, I added $30 from the June transfer to my existing savings. With this amount, I purchased window frames costing $100. Once the windows are installed, only the flooring and a few other areas will require completion before the house is ready for use. The remaining funds from the transfer were used to buy food.

I want to start a business. I am trying to I identify a place where I can sell vegetables or start a small shop where I can sell general items. I hope to save until I am able to afford to put up this business. If the state in my home is okay I will save the whole amount towards the business which I project will require about $150 to $200 . If things are not so well, I will save $20. I have had a business before but due to the weather and state of finances among the people the business was unable to survive. I want to start a business where their is need for the items which will lead me to be able to afford to take care of my families' basic needs as well as educate my children.

I had been saving towards finishing my house when I started receiving transfers. The house has the front porch yet to be finished. I was hawking plastics but now due to the sun the quality of my goods was diminished and people were not buying as much. This meant that I was not at a good place financially. I decided to stop the use of this money in the house, when I saw my child finishing primary school, and I knew she would need to get into school once she had received her results. I had $120 set aside, my husband gave me $80 which I put together to ensure she was able to join school. When I received last months transfer I took the amount and bought shopping as well as books that were required. She is now at a local secondary school though not a boarding school.

I spent the transfer on three bags of cement that cost $19.5 and paid $10 for the labor. My house has been falling apart, the roof has been leaking and the house has been having holes that we have been covering with old rugs. I have saved for three consecutive months for renovating the house. Right now my house is almost done and I am planning to use the next transfer to finish up with the renovations. I have a business where I buy sharks and cut them into small pieces and sell them at $1 apiece. Every day I make a profit of $3. This money enables me to buy food for my family. My husband works as a masonry earning a wage of $6 a day which enables me to save for my children's school fees.

I manage a small shop where I sell household utensils and clothing. However, running this business is difficult due to the weight of responsibilities that follow me. I am sometimes forced to turn to the stock money to provide food and other necessities for my family, which has resulted in serious financial constraints. As a result, when I received the transfer, I decided to spend the entire amount on additional shop items. This will allow me to generate more profits in the future to meet my needs without having to use the capital.

Give directly has done very well. I have seen some progress in my life. For instance, I am now saving up to revive my business and I have also cleared my children School fees. There is nowhere give directly has done badly

Since I am unemployed, I depend on my husband for financial support. He works as a handyman at a construction site. Together we have four children, three of whom are in school. When I got my first transfer my children had school fee arrears of KES1210. So, I used the whole amount to clear the debt. I have not yet used to my second transfer. I want to save up until I get to KES9000 which I will use to reopen my fish selling business.

It was in the morning and I was just sitted in the house when I had my brother excitedlysaying the funds had just come in.I immediately knew that I should also have received the same funds because we got enrolled at the same time and as I eagerly checked my phone I saw the GiveDirectly message .I was very happy and already planned in my thoughts on how I would clear my sons school fees to allow him go back to school.

The biggest difference in my daily life since the time I started receiving this funds is I have hope to revive my fish business. I lost my grandmother and used all money had made in my business on funeral arrangements. I plan to save the next 3months and start over my business because before things were quite on the low but with the monthly support I am hoping to have my business back and successful.

I have 3 children in primary school.My transfer was spent in paying school fees for my eldest child who is in class 7.The school expected me to pay KES 1210 and I managed to clear KES 1000.The rest of KES 170 I bought fish and vegetables for my family that evening.