"My life is different because, I was jobless before but currently I'm running a big store of selling charcoal to local people and through it have managed to get enough income to support the need of my family."

"My life different if l could not have received transfer is that, my child could have dropped out of school."

"My life is different because I bought more stock for my retail kiosk, and from which profit I have managed to meet the needs of my family more easily (including food and children’s education). I also managed to construct a kitchen much sooner than I would have done had it not been for the transfers. Thank you."

"I spent my third transfer on purchasing a bag of maize for the family consumption, paid fees for my children to settle well in school and spent the larger percentage of the amount on purchasing a second hand motorcycle that my husband uses to ferry people around to earn a living."

"In my opinion, I like that the money is sent through the phone which is safer than giving it as hard cash. I do not think the organization needs to improve on anything because the way their operations are executed is just perfect. "

"I spent much of the transfer on buying cattle for keeping and cultivated rice for cash crop."

"I spent my third transfer on purchasing two bags of maize for the family consumption, bought sheep that I would sell the offsprings to take care of emergencies that might arise and decent clothes and shoes for the family members. I also paid workers to cultivate my parcel of land and spent most of the transfer on purchasing a bull that would help in farm work."

"My life is different because i now have a piece of land to settle on."

"I spent my third transfer on purchasing food for the family consumption, invested part of it on my ongoing shop business and spent most of the amount on paying fees for my bright child who has joined a good high school. "

"In my opinion, GD’s enrolment process was perfect and quite thorough and so the right people were enrolled, with wonderful results for GD and beneficiary fraternity. However, GD Community Entry process was weak in that a lot of people do not attend Barazas and as such there was need to do additional awareness creation through all Women groups,Youth Groups, Churches and even in Funerals, which would have minimized non-participation rate."