"Sleeping comfortably and having what to eat for each meal is the biggest difference in my life. I was almost dieing of hunger because of famine."

"Getting what I thought was impossible to get (my land) is the biggest difference in my life."

"Being able to solve any financial problems as they occur is the biggest difference in my life."

"Being able to clear my children's school fees is the biggest difference in my life."

"Living a happy and lively life without any hardships is the biggest difference in my life. I nolonger worry about financial issues since I have a stable source of income."

"Sleeping comfortably is the biggest difference in my life. I bought a matress with my transfers so I sleep comfortably and am able to wake up early and go for work."

"Having a permanent place to stay is the biggest difference in my life. I now own a plot of land that i bought with the transfers and I am planning to construct my house on it."

"The biggest difference in my life is that Am now in good health since I spent the whole of my transfer in my medication."

"I spent my third transfer on paying school fee for my children so that they are not send home due to fee arrears. I also spent part of the transfer on paying a loan that I took from our Sacco. "

"My life is different than it would have been if I never received the transfer in that, right now I have an idea of where to get money if I have an emergency and this is by selling my cattle bought using the third transfer."