"My life has improved because I have repossessed my farm land which I had used as security for the loan. Secondly, next month I will be moving to my permanent house. Before, I had small piece of land which limited my farming."

"The cash transfers have uplifted my household from poverty. I was able to hire five pieces of farm land. These have boosted our food supply. Previously, we had less farm land that was unproductive and could not sustain the whole family."

"Life is much different in that I have constructed a house. This is something that I would not have achieved in the near future. It would have taken me over 10 years to construct a house."

"The cash transfers empowered me financially to complete the construction of the house. We are living in a more comfortable house compared to previously when we were staying under a grass thatched house which could not accommodate the whole family. Secondly, I am now a debt free person after clearing all the accrued debts."

"My life is much different and comfortable now because I constructed a two roomed permanent house. This was an achievement considering the fact that I had lived under a grass thatched house for over 40 years."

"I hope that I will have completed the re-roofing of the entire house so that I can have the opportunity to invest some of the transfers on other investments such as livestock. I have a desire to buy sheep because they are easy to take care of and are quite affordable. I also have a some already, so in case I buy even one at a time, it will not be lonely. Later on, I will sell the sheep to raise enough money to buy a heifer which is my ultimate goal."

"My life is different in that, I have constructed an iron roofed house that I am currently staying in. I am now relieved from the burden of renovating my hut yearly."

"Before receiving this transfer, I was doing a driving course but I didn't complete because I lacked tuition and I also had an outstanding debt that had taken my piece of land. When I recieved my transfers, I was in position to complete my drive course and in so doing I was issued a driving permit. I am now expecting to be employed whenever an opinion comes that will help me support my family. In addition, I have got back my peice of land from the money lender after paying off the debt. I am expecting increased food production because of the additional acre of land I have repossessed."

"Previously, I slept in a grass thatched hut that leaked whenever it rained given the scarcity of grass in our village. Having recieved my second transfer, I bought construction materials that I used for constructing an iron roofed house which I am currently sleeping in. I am relieved from the leaking roof and the burden of looking for grass."

"Currently my life is different than it would have been had i not received the transfer. Life has been simplified in that the Bakery business I set up with the transfers generates income that helps in day to day running of the household. The money I make from the business helps in paying bills like medical, fees, feeding among others. Previously, I depended on casual labour like working in people's gardens to raise money for upkeep which is no longer the case now."