"The major challenge I face is not having a good house. The house I live in is thatched with grass."

"i used the fund to buy bulding materials"

"I spent KES 45000 of my first transfer on buying two cows which I am currently keeping in my homestead. Owning these livestock was my greatest desire because they are a saving to us. These are living assets to me which I am expecting them to reproduce and increase in number. I can readily rely on the offspring in case of a financial need. In addition, I will also be getting milk for my family's consumption and sell the surplus to raise money. Apart from the livestock, I spent the remaining amount on renovating my house which was in a bad state. It was nearly collapsing since it was not stable enough to withstand winds and rains. I purchased some building poles and nails to facilitate this."

"am now healthy and able to afford food without struggling."

"Give directly did well on giving us money that has helped us change our lives"

"am now able to afford food without struggling to do with piece works."

"all i can say is that i am very thankful and i have nothing to complain"

"I spent part of my transfer on installation of clean piped water because there's water scarcity in our place and the water sources are quite far. The remainder I spent on two young bulls as an investment for buying a piece of land in the near future."

"Mmh this fund has benefited me in many ways. see i use to struggle when going to hospital considering that public transport was expensive, now all that worry is gone. further i will build my own house now that rains are over."

"We've have always had problems in finding enough food to feed our children as we have always lacked money for food and fertilizers.."