"The only thing I have ever desired to own are goats. I love the fact that with goats, it's easier to take care of them and for them to easily multiply. The moment I received my transfers, I was able to buy two goats and it really made me feel good. It made me have that desire of wanting to have as many goats as possible so that I will be selling them out whenever I face any difficulties in life. I believe that it's better to invest in something that will help you in future rather than not investing at all."

"We have not experienced rain for nearly five years. All plants and wells have dried up, making it difficult to even procure food.The money we get we usually think of getting food to sustain ourselves. The only thing I pray for is that it rains so that I will be able to save enough money and start my own business. The fact that it is not raining, is limiting my saving policy and hence delaying my business plan. I want to open a big shop where I will be selling flour, drinks and even clothes to deal with a variety of products and ensure I make enough profit to support my family and keep it moving."

"I am convinced that no matter how little work we put into our business the results will be fantastic. I put a lot of effort into saving money so that I might establish my own poultry farm. I have so far purchased seven chickens and I am confident that they will hatch, allowing me to sell them and purchase additional chicken. In order to save enough money, I will continue with my construction skills and ensure I do it perfectly."

"I believe every little effort we give into our business, the output will be great. I am really working hard so as to be able to save enough and start my own poultry farm. Ever since I was a child, I have had a vision of being great and to be great one has to do something unique. I have so far bought thirty chicken and I believe it will hatch and I will be able to sell them and buy more chicken. Through buying and selling of chicken I was able to buy at least four goats that are giving me pride. I also joined a merry go round last month so as to save enough and take loans when needs arise to buy more chicken and sell them. I have been able to make more profits and I believe I will make more and more in days to come."

"Despite the fact that I have a lot of goals for my family, I hope to focus on livestock farming in the coming year. I currently have a goat and would like to add more as well as invest in poultry farming. I will gradually save money on eggs and goat offspring from livestock farming, which will come in handy when starting the construction of a new house. My family is growing, and I would like my children to have their own private space in the future, where they will not have to sleep in their neighbors' houses. Because I am earning a consistent income from my food business, I will set aside a portion of the transfers for the long-term goal of building a new house."

"I was delighted to receive my second transfer from Give Directly, which was  Ksh 45,000. As this was the highest sum of money I had ever held in my hands at once, I had to be vigilant. I added ksh 15000 that I had previously saved to ksh 45000 and spent ksh 65000 on a second-hand motorcycle since I've been having trouble with my business because it requires a lot of commuting. I typically use public transportation, which is highly expensive, unreliable, and time-consuming, to the market after purchasing chickens from farmers in Kimalel and Koriama villages."

"I am hoping to purchase a piece of land that will be specifically for my children. I believe that this is the most valuable asset they can inherit from me once I acquire it. Also, they will be in a position to build their homes since we are now staying at my parents' compound after their father passed on.  Therefore, having this piece of land will mean a lot to my household."

"In a few months, I am hoping to open a retail shop just within my village. Lately, I have been thinking about this kind of business considering they are countable in my region, hence are in high demand. I also trust that once I achieve that, all my troubles will come to an end. I have been selling charcoal for years, which is tedious and not profitable. Therefore, I believe that this business change will bring a huge transformation to my life as well. "

"By early next year, I hope to have repaired the roof of my house, which is corroded and almost collapsing from one side. To achieve this, I plan to save some amount from the cash transfers to buy roofing materials like iron sheets and nails, then hire a builder to renovate the roof. I would also be happy if I bought a new mattress because the old one is worn out, which gives me uncomfortable sleep at night. "

"The persistent drought in my region has made farming activities impossible to prosper, which has forced us to sustain our families by buying food rather than growing it. As a result, it is challenging to save the cash transfers to accomplish other goals like owning livestock. Although financial constraints are difficult to escape from, considering our growing family of nine, I hope to be able to save part of each future cash transfer to buy a goat or chickens. Am certain that keeping livestock will help me raise money for my children’s school fees. My goal is to support all seven of them throughout all education levels and to college. "